Canadian money, finally explained.
MyMoneyMap is a free, independent personal finance companion built specifically for Canadians. No ads, no tracking, no commissions. Just honest numbers from official government sources.
Our mission
Most Canadians don't have a financial advisor. The ones who do often pay 2%+ in hidden fees on mutual funds — fees that cost a typical family $100,000+ over a lifetime. MyMoneyMap exists to give every Canadian the same quality of financial guidance that wealthy people pay thousands for — using interactive tools, plain-language education, and personalized recommendations powered by real CRA and government data.
Our principles
Instant value
You should see something useful within 10 seconds — before reading a paragraph or signing up. Every tool works without an account.
Visual over verbal
Every concept that can be shown is shown. Charts, sliders, progress bars, and color-coded scores replace walls of text.
Privacy by design
Your data lives on your device. Nothing is uploaded. No tracking, no analytics, no cookies. You can export or wipe everything in one click.
Category-first, not brand-first
We never push a specific product. We explain the category (e.g. "no-fee HISA"), then list multiple options. We don't earn commissions.
For everyone
Students, newcomers, families, retirees — we adapt content to your life stage, province, and situation. No finance degree required.
Progress always visible
Your level, streak, badges, and financial health score are always visible. Learning money should feel like progress, not homework.
💰 How we make money (or don't)
MyMoneyMap is currently a free, independent project. We do not:
- Sell your data
- Show advertisements
- Receive commissions or referral fees from any financial institution
- Charge for any feature or tool
- Use affiliate links that bias our recommendations
If we ever introduce monetization, it will be clearly disclosed and will never compromise the independence of our recommendations.
Where our numbers come from
Every number on MyMoneyMap is sourced from official Canadian government publications. We verify data on a regular schedule. Below is the full transparency report showing each data source, when it was last verified, and when the next check is due.
Why I built this
A personal story — because every good tool starts with a real problem.
When I first moved to Canada as an immigrant, I was overwhelmed. New country, new financial system, new rules — and scammers everywhere targeting people like me. I watched friends fall for fake CRA calls, sign up for high-fee accounts they didn't need, and lose money to predatory services. There was no single place where a newcomer could learn everything about Canadian money in plain language.
Over the years, I taught myself — reading, watching, making mistakes. I learned about TFSA, RRSP, FHSA, the real cost of mutual fund fees, why no-fee banks exist, how to read a bank statement, and how to spot the fees hiding in plain sight. I developed a habit of reviewing my finances every month. That one habit saved me thousands. But it took years of piecing together information from dozens of sources.
I used to track my budget with Mint. When Mint shut down in 2024, I looked for alternatives — but every good tool wanted $10-15/month. The irony wasn't lost on me: you're trying to save money, and the tool to help you do that costs $150/year. I went back to spreadsheets, but spreadsheets are tedious, formulas break, and nobody sticks with them past month two.
So I built my own tool. I'm good with technology, and I figured — if I need this, other people do too. What started as a personal project turned into MyMoneyMap: a free, privacy-focused tool that does everything Mint did, plus Canadian-specific things that no US tool ever covered — TFSA room calculations, provincial tax differences, FHSA tracking, newcomer checklists, and real CRA data.
This website doesn't earn from affiliations, commissions, or product promotions. It's purely educational. I mention product categories (like "a no-fee HISA") and list multiple options — but I don't get paid by any of them. Your data stays on your device. We don't even have a server to store it on — everything runs in your browser.
I know the tool can feel technical at first. But once you start using it — importing a statement, seeing your spending donut for the first time, watching Bucky suggest where to save — it clicks. Spend 30 minutes a month. That's all it takes.
The total cost to keep this running — domain, hosting, and the occasional late-night debugging fueled by questionable amounts of coffee — comes to about $250/year. That's my coffee budget. So if you find this useful and want to help keep it alive, you could buy me a coffee ☕ — every cup keeps the servers running and the beaver dancing.
And if not? That's completely fine. I'll keep it going anyway — because this is the tool I wish existed when I first landed in Canada. And because building things that help people is way more fun than scrolling Twitter.
☕
Buy Bucky a Coffee
Keep MyMoneyMap free for everyone.
$250/year = ~50 coffees. Every cup counts! 🦫
Stripe payment integration coming soon. For now, just use the tool and tell a friend 🤝
— Bruce Wayne
Builder of MyMoneyMap · yes, it's an alias
"Bruce Wayne is my alias — because every hero needs a secret identity, even the ones whose superpower is reading bank statements. Unlike that Bruce Wayne, I don't have a Batcave, a billion dollars, or a cape. I drive a Toyota, own a MacBook, and a stubborn belief that Canadians deserve free financial tools. Though if I did have a Batcave, it would definitely have a no-fee HISA."