All tools, one place.
Every tool is interactive, animated, and built around real Canadian numbers. Use them without an account, take them with you when you sign up.
Statement Analyzer
Upload your CC/bank statement (PDF or CSV). See exactly where every dollar went â and what to cut.
Open toolTax Calculator
What you take home after tax â with CPP, EI, RRSP refund, and pay frequency.
Open toolBudget Planner
Track spending, see 50/30/20 zones, and project your savings 10 years out.
Open toolDebt Payoff Planner
Avalanche vs snowball, side by side. See the date you'll be debt-free.
Open toolTFSA vs RRSP
Which account wins for your income, age, and time horizon?
Open toolHome Affordability & Mortgage
What you can afford â OR the monthly cost of a specific home. Two tools in one.
Open toolCompound Growth
See what $200/month becomes in 10, 20, 30 years.
Open toolCredit Card Worth
Which Canadian card ACTUALLY pays you the most for your real spending?
Open toolBuy vs Rent
The math everyone gets wrong. Net worth in 10 years, both paths.
Open toolRetirement Planner
CPP at 60, 65, or 70? Lifetime benefit and OAS clawback math.
Open toolCar Affordability
New vs used car math against your salary. Real monthly cost, real verdict.
Open toolMoney Steps
The 10-step Canadian order of operations for managing money.
Open toolBank Fee Finder
Five taps to reveal every fee â and what they cost you over 10 years.
Open toolInsurance Needs
How much term life coverage do you actually need?
Open toolMutual Fund â ETF
Walk-through to move high-MER funds to low-cost ETFs.
Open tool