Every day, something new.
A daily quiz to build fluency. A rotating tip. A scenario where you vote with the community. And a weekly real-world action. Fluency is a habit, not a binge.
Check CRA, not your bank
Your bank lags CRA on TFSA/RRSP contribution room. Always check CRA My Account before a big contribution. Over-contributing triggers a 1%/month penalty that compounds fast.
Money you could save today
Small actions, real dollars. Pick one.
Capture your employer RRSP match
Boost your credit score from 660 to 760
Open a FHSA before year-end
You can contribute $10,000 to your TFSA every year, forever.
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How to win
- โEarn 50 MoneyCoins for completing
- โ+25 bonus for getting it right
- โ7-day streak unlocks the Week Warrior badge
Your credit card bill shows $2,000. You can pay it all, but you wonder โ 'Should I pay the minimum and invest the difference?'
Debt vs investing math.
๐ฏ This week's challenge
The Fee Audit
This week, pull 3 months of credit card and bank statements. Find EVERY fee and subscription. Total them up. Cancel the ones you don't use.
Your 5 steps
- 1Log into your bank and credit cards
- 2Export 3 months of statements
- 3Highlight every recurring charge
- 4Cancel 3 you don't actively use
- 5Redirect those dollars to your TFSA
How much did you find in unused subscriptions?
Target: $20+/month