Track Your Money in 30 Minutes/Month

The single habit that saves Canadians $2,400/year on average.

Module 1 of 5

Why tracking works — the awareness effect

What you'll learn

The awareness effect: tracking reduces spending 15-20%
You don't need to be perfect — just aware
30 minutes per month is all it takes
Better than spreadsheets — auto-categorization learns from you

The Canadian number

$200/month ($2,400/year)

Average savings from tracking

Source: Consumer financial behavior studies

The story

Most Canadians have no idea where 30-40% of their money goes. It disappears into small purchases that individually seem harmless but collectively drain thousands per year. Studies consistently show that the simple act of LOOKING at your spending reduces discretionary expenses by 15-20% — without feeling deprived. You don't need a budget. You just need awareness.

This week's action

Open the Budget Tracker on your MyMoneyMap dashboard. Add your first 3 expenses from today. That's it — you've started.